Our Team

We have been working with individuals and businesses in the area for several years.  Each of our advisors have extensive personal and professional experience.  Many hold various professional designations, and are qualified representatives, registered and licensed to sell a variety of investment and insurance products.  We walk next to you with a team of experts ready to partner with you as your financial coach.  We help you manage the long-term decisions that ultimately determine the wealth of your future and generations to come.

We’re looking forward to using our expertise to help you pursue your financial goals.

Thomas M. Kozlowski, CFP®
Co-Founder, Lighthouse Financial Advisors, Inc.

Tom Kozlowski is a CERTIFIED FINANCIAL PLANNER™ professional who co-founded Lighthouse Financial Advisors, Inc. to help families accumulate and preserve their wealth in preparation for a more worry-free and dignified retirement. With close to two decades of experience in the financial services industry, Tom is committed to helping his clients plan for the future while living in the present. (full bio)

Andrew P. Wilson, CFP®
Co-Founder, Lighthouse Financial Advisors, Inc.
 
After just a few short years in the industry, CERTIFIED FINANCIAL PLANNER™ professional Andy Wilson had a dream to create an independent financial advisory firm that would provide completely unbiased financial advice. This meant no proprietary products – no ties to Wall Street firms – and no pressure to recommend the latest “hot” stock to his clients. Quickly tiring of working for firms that were more interested in marketing a product than doing what was in the client’s best interest; Andy realized his dream in 1992 and joined with his longtime business partner Tom Kozlowski to co-found Lighthouse Financial Advisors, Inc. Andy now uses his years of experience to guide individuals, families, and businesses through the ever-changing financial planning landscape with unbiased advice driven by his client’s needs.(full bio)

Edward S. Kozlowski, M.S. Financial Planning
Lighthouse Financial Advisors

Ed decided to take control of his own financial future and educate himself in the field of financial planning.  Armed with his bachelor of science degree in Accounting, acquired in 1988 from LeMoyne College in Syracuse, N.Y., Ed enrolled in the Masters in Financial Planning program at the College of Financial Planning in Denver, Colo. in 2003. While continuing to work full-time at UPS as a Finance Manager, Ed completed the necessary requirements and graduated with honors in March of 2006 with a master of science degree in Financial Planning.  Ed joined Lighthouse Financial Advisors in the summer of 2006.  He is registered as a securities representative with SII Investments. (full bio)

Michael C. Wali, CFP®, ChFC®
Lighthouse Financial Advisors

Mike has earned the CERTIFIED FINANCIAL PLANNER™ certification, the Chartered Mutual Fund Counselor (CMFC), and the Certified Retirement Planning Counselor (CRPC) designations from the College for Financial Planning in Denver, Colorado. He also has earned the Chartered Financial Consultant (ChFC®) from The American College in Bryn Mawr, PA. Mike attended Montgomery College at Takoma Park and then transferred into the Business School at the University of Maryland in College Park, where he majored in Marketing and Finance.  Mike has worked in the financial industry for over 20 years.  Mike built up his own firm, MC Wali & Associates for six years before joining Lighthouse Financial Advisors in 2008.  (full bio)

Amy Constable, Service Director             

Jess Hansell, Service Director